Harold Hilliard - Fl License # G 321751

About

Most people insure everything they own, but not the income that pays for it. That is the gap I help address. I spent much of my career in athletics, where the focus was simple—prepare people, support them, and show up when it mattered most. That experience shaped how I work with people today. I have always been drawn to roles where I can build trust, develop relationships, and help others navigate important decisions with confidence. 

Today, I work as a Benefits Advisor with Combined Insurance, a Chubb Benefits Company. I partner with business owners and their teams to help them better understand and strengthen the protection they have in place—especially when it comes to income and unexpected life events. 

My approach is simple: - Keep it clear - Keep it practical - Keep it easy to implement. This is not about selling policies - it is about helping people feel secure in their eveyday lives. I work with: • Business owners looking for ways to support their teams without increasing costs • Individuals who want to better understand what coverage they have and what they may be missing If it would be helpful to talk through your situation or explore options, feel free to reach out. I am always open to a conversation.