Media Contact:

Shelby Eiger

Shelby.eiger@andbarr.co

407-430-2705

FOR IMMEDIATE RELEASE

Cogent Bank launches National Net Lease Finance vertical

ORLANDO, Fla. (Aug. 26, 2025) – Cogent Bank (“Cogent”), a Florida-based, full-service business and personal community bank, announces the launch of its National Net Lease Finance vertical, providing investors with financing solutions for single-tenant net lease (STNL) properties nationwide. By offering compelling terms with accelerated approvals and streamlined closings for Net Lease properties, Cogent reinforces its people-first approach, delivering innovative banking solutions in a highly desirable segment of the real estate market.

“Our team has decades of combined experience in the single-tenant net lease sector, and we understand how to structure transactions that align with both the client’s goals and the market's realities,” said Rich Dowdy, SVP, Managing Director of National Net Lease Finance. “At Cogent Bank, we combine our industry knowledge with a personalized approach to help clients transact confidently in a competitive environment.”

With an exclusive focus on this niche market, the vertical offers deep expertise in the unique complexities and advantages of net lease investments. Offering a nationwide platform, Cogent’s National Net Lease Team is equipped to facilitate multi-state transactions with precision, bridging borrowers, brokers and properties across state lines with ease.

Dowdy brings over 20 years of specialized commercial real estate lending experience with originations in more than 40 states. His expertise will help provide capital and financial services to clients seeking reliability, speed and long-term value in their banking relationships.

The National Net Lease Finance vertical specializes in properties leased to national and regional corporate tenants across a variety of sectors, including quick-service and casual dining restaurants, dollar stores, convenience stores, healthcare facilities, distribution warehouses and more. By leveraging Cogent’s flexible yet disciplined approach, National Net LeaseFinance is positioned to become a trusted partner in the evolving landscape of commercial real estate finance.

For more information, visit cogentbank.com.

About Cogent Bank

Cogent Bank is a state-chartered bank that has operated as a full-service business and personal bank since 2018. With over $2 billion in total assets Cogent offers multiple banking centers in North, Central and Southwest Florida. Cogent offers a broad range of lending, depository, treasury management and mobile banking services designed to meet the complex and diverse needs of its clients while staying focused on the local communities it serves. Cogent believes banking is personal and requires high-touch, innovative services designed to make managing financial transactions easier. Cogent pairs its financial expertise with a passion for learning more about its clients’ goals and objectives. To learn more, visit https://cogentbank.com/

###